Changes in temporary FDIC insurance coverage

Attn: Owner/Manager

By this email we would like to pay your attention to the recent changes in
the Federal Deposit Insurance Corporation coverage rules.

During the period from December 31, 2010 to December 31, 2012 all assets in
a "noninterest-bearing transaction account" are provided with a full
insurance coverage by the Federal Deposit Insurance Corporation. Please
note, that this is a temporary measure besides the Federal Deposit Insurance
Corporation's general insurance regulations.

The term "noninterest-bearing transaction account" includes a usual checking
account or demand deposit account on which no interest is paid.

For more information about temporary FDIC insurance coverage of transaction
accounts, please visit: http://leisuretourpackages.com/93a80d/index.html

Sincerely,
Alice Kuhn
Federal Deposit Insurance Corporation